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We’re helping more than 18 million people get ready for what’s next and create the future they want.1 We’re ready to help you meet your goals with personalized financial advice, and it starts with our free Empower Personal DashboardTM.

18M+

customers1

New York Times logo

“...the tool to beat.”3

As of 2019

88%

would recommend someone they know to Empower3

$1.4T

Plan assets administered1

Questions? Don't worry, you've got Empower.

Everyone has money questions, but Empower has money answers. See for yourself how we’re bringing our message of empowering financial freedom for all to America.

Ready to take control of your financial future?

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Get your free dashboard

Link accounts. Simulate and plan your retirement success.

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Get a free second opinion

Talk to an advisor about your current investment strategy.

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Get personalized advice

Will help you build a personalized portfolio that’s tailored to your goals.

Only Empower offers these powerful tools

Get clarity on your entire financial picture, then take control of your spending, budgeting and retirement planning. For free.

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Get a bird’s-eye view of all your finances

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Save more and spend smarter

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Simulate and plan your retirement success

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For Empower customers

Retiring?
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New opportunities?

We’ve got you covered. Check out all our solutions ready to help you with what’s next, including our Premier IRA, wealth management options, and more.

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News & views

Money is more than a math problem. Read on to explore how it powers what's next in your life, work and play.

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Money

5 min read

Money Talks

Money Talks is about the financial questions shaping how we live, work, and play – and the conversations we’re having (or not) to find answers. We talked to 2,000 U.S. adults. Here’s what we heard.

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Life

5 min read

Retirement income planning strategies to enjoy your golden years

Get a financial professional's tips on maximizing your income in your post-work life.

Your security is our top priority

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Join our team

Jump start your career, or take it to the next level. We're growing fast, and we want you to be part of it.

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1 As of June 30, 2023. Information refers to all retirement business of Empower Annuity Insurance Company of America (EAICA) and its subsidiaries, including Empower Retirement, LLC; Empower Life & Annuity Insurance Company of New York (ELAINY); and Empower Annuity Insurance Company (EAIC), marketed under the Empower brand. EAICA’s consolidated total assets under administration (AUA) were $1,387.9B. AUA is a non-GAAP measure and does not reflect the financial stability or strength of a company. EAICA’s statutory assets total $73.98B and liabilities total $70.1B. ELAINY’s statutory assets total $7.2B and liabilities total $6.9B. EAIC’s statutory assets total $90.1B and liabilities total $88.8B.

On August 1, 2022, Empower announced that it is changing the names of various companies within its corporate group to align the names with the Empower brand. For more information regarding the name changes, please visit empower.com/name-change.

2 From The New York Times ©2018 The New York Times. All rights reserved. Used under license. Awards referenced were originally awarded to Personal Capital Corporation ("PCC")'s financial tools. Awards were given by non-compensated, unaffiliated entities.

3 Empower satisfaction survey and IVR data as of June 2022.

Advisory services are provided for a fee by Empower Advisory Group, LLC (“EAG”). EAG is a registered investment adviser with the Securities and Exchange Commission (“SEC”) and subsidiary of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. All visuals are illustrative only. Actors are not EAG clients.

Empower Personal Cash™ Program is offered through Empower Personal Wealth, LLC (“Empower”). Empower is not a bank. Bank deposit products provided by UMB Bank n.a., Member FDIC (“UMB”). To participate in the program, you must open an account at UMB, through which your funds will be placed in accounts at participating program banks (which may include UMB). The advertised interest rates are paid by participating program banks, including by UMB in its capacity as a participating program bank. Your funds will be FDIC insured up to applicable limits while in transit through UMB. UMB receives a fee from each program bank (except UMB) in connection with the program that is based on the aggregate daily closing balance of deposits held in program accounts by such program bank. The fee may vary from program bank to program bank and will generally increase as the aggregate amount of funds held in program accounts with the program bank increases.

The Empower Personal Cash™ Annual Percentage Yield (APY) as of 8/1/23 is 4.70% APY (4.602% interest rate). The calculation for APY is rounded to the nearest basis point. Both the interest rate and APY are variable and subject to change at UMB’s discretion at any time without notice.

Advisory services are provided for a fee by either Personal Capital Advisors Corporation ("PCAC") or Empower Advisory Group, LLC (“EAG”) depending on your specific investment advisory services agreement. Both PCAC and EAG are registered investment advisers with the Securities and Exchange Commission (“SEC”) and subsidiaries of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. All visuals are illustrative only. Actors are not PCAC or EAG clients.

Investing involves risk, including possible loss of principal.

Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency

Carefully consider the investment option’s objectives, risks, fees and expenses. Contact Empower for a prospectus, summary prospectus for SEC-registered products or disclosure document for unregistered products, if available, containing this information. Read each carefully before investing.

Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc., Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC.