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Savings Planner

Your complete savings solution

See how much you’re currently saving and how much you should consider. Then use your Savings Planner to plan your annual retirement savings, your emergency fund and debt paydown strategy.

screenshot - savings planner

Retirement savings

Find out how much you need to save each year to get a 70% chance of reaching your retirement goals. If you’re a Personal Strategy wealth management client, the Savings Planner converts to our Smart Withdrawal™ once you retire. Smart Withdrawal uses advanced tax forecasting to predict your optimal account withdrawal order in retirement.

$31,800 of $40,850 - yearly savings plan

Emergency fund

Update your budget to generate your recommended emergency fund range. This should cover 3-6 months of expenses (such as mortgage, groceries and utilities) and is set by the monthly budget.

Bar chart over November to July

Debt paydown

Track your progress toward paying down debt and see your mortgage, loans and credit card balances all in one place.

debt paydown area chart

Account level savings

Exclusive for Empower clients, you get account-level savings targets optimized to help grow your savings faster. You’ll also enjoy a recommendation on whether to focus on paying down debt, an emergency fund or long-term savings.

Dashboard showing example balances for 401k, HSA, IRA and Investment accounts

Explore more of our financial tools

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Exclusively for our clients

Advisory services are provided for a fee by either Personal Capital Advisors Corporation ("PCAC") or Empower Advisory Group, LLC (“EAG”) depending on your specific investment advisory services agreement. Both PCAC and EAG are registered investment advisers with the Securities and Exchange Commission (“SEC”) and subsidiaries of Empower Annuity Insurance Company of America. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. All visuals are illustrative only. Actors are not PCAC or EAG clients.

“EMPOWER” and all associated logos, and product names are trademarks of Empower Annuity Insurance Company of America. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice. ©2023 Empower Annuity Insurance Company of America. All rights reserved.