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We help you invest

The Empower Premier Investment Account:

A simple way to invest for all your financial goals.

Man and woman looking at computer

A perfect match

Your goals. Our guidance. One investment account.

The Empower Premier Investment Account is designed to help you invest for your financial goals your way - no matter how much you want to invest or how involved you want to be in your investment choices.

You can use the Empower Premier Investment Account for multiple financial goals

New car, dream vacation, college, retirement, windfall investment, home improvement.



Put your money to work


Low cost

Exclusive loyalty program

Award-winning service

An easy way to invest with no investment limits, and no set up, closure or administrative fees.

Other fees may apply.




Minimum investment




Maximum investment




Account opening fee




Administrative fees




Transaction fees




Closure fee

Whatever your investing style, the Premier Investment Account is built around you.

The Empower Premier Investment Account is intended for knowledgeable investors who acknowledge and understand the risks associated with an investment account.

There is no guarantee provided by any party that participation in any of the advisory services will result in a profit.

Do-it-myself investing

Invest confidently online based on your risk tolerance and investing timeline with:

• A range of mutual fund options for easy diversification.
• Easy-to-use investment tools.
• Personalized guidance and actionable information always available to you.

Do-it-for-me investing

Let our experienced advisors invest on your behalf based on information you provide about your unique goals and financial situation.
Through My Total Retirement,1 our managed account service, you can take advantage of:

• Professional account monitoring and management.
• Access to advice and savings recommendations.
• Consultations with investment adviser representatives.
• A hands-off approach to investing.
• Comprehensive tax-optimization features.



Use the Empower Investment Account to invest for virtually any financial goal. Enjoy no minimum or maximum investment limits and a wide range of investment choices, including mutual funds.

Put your money to work

Access investments that generally have higher long-term growth potential than a typical savings account. Keep in mind that investments with higher return potential carry higher risk.


Invest easily and confidently using our website and online tools. Access personalized guidance from an advisor whenever you want it.

Low Cost

Pay no account opening maintenance fees and no commission on stocks, and hundreds of mutual funds. Other fees may apply; click here to view all fees.

Exclusive loyalty program

Gain added benefits based on your asset level, such as access to additional offers and services. Balances over $100,000 qualify for a dedicated retirement advisor.

1 Online Advice and My Total Retirement are part of the Empower Advisory Services suite of services offered by Empower Advisory Group, LLC, a registered investment adviser.

“EMPOWER” and all associated logos, and product names are trademarks of Empower Annuity Insurance Company of America.

Please consult with your investment advisor, attorney and/or tax advisor as needed.

ETFs are a type of exchange-traded investment product that must register as either an open-end investment company (generally known as “funds”) or a unit investment trust. ETFs are not mutual funds.

Unlike mutual funds, individual shares of ETFs are not redeemable directly with the issuer. ETF shares are a collection of securities bought and sold at market price, which may be higher or lower than the net asset value. Investment returns will vary based on market conditions and volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost. ETFs are subject to risks like those of their underlying securities.

Be aware that certain mutual funds may be subject to separate and additional redemption fees imposed by the particular fund. Refer to that fund’s current prospectus for details. Transaction fees may apply to certain mutual funds. Transaction fees, where applicable, will be noted during online order entry or via your registered representative during broker-assisted trades.

This site is designed for U.S. residents. Non-U.S. residents are subject to country-specific restrictions.

Empower Financial Services, Inc., Inc. reserves the right to change and/or modify pricing.

The content contained on this website has been prepared for informational and educational purposes only and is not intended to provide investment, legal or tax advice.

Investing involves risk, including possible loss of principal.

Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency

Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc., Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC.